Jupiter Exchange has launched Offerbook in public beta, introducing a permissionless peer to peer credit marketplace for Solana assets.

Thousands of tokens, NFTs, and TCG cards on @solana now have access to a worldwide, permissionless credit desk.

Jupiter Offerbook is now in Public Beta, which means you can borrow against anything at a fixed rate and for a fixed term.

Offerbook is different from every lending… pic.twitter.com/IpM5f30iIF

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— Jupiter (@JupiterExchange) May 27, 2026

The product lets users borrow against tokens, NFTs, and TCG cards on Solana through fixed rate, fixed term loans. Instead of relying on pooled lending markets, borrowers and lenders can negotiate terms directly, including APY, loan to value, and duration.

Offerbook is designed to expand credit access for long tail assets that traditional DeFi lending protocols often ignore. Most lending platforms require deep liquidity and reliable oracle price feeds before accepting an asset as collateral, limiting support to larger tokens. Jupiter’s model allows any onchain asset with value to be used as collateral if a lender is willing to provide liquidity against it.

Borrowers can access liquidity by filling an existing lender offer or creating their own borrow offer. The product also supports partial fills, allowing users to take only the amount of liquidity they need rather than accepting the full value of an offer.

The marketplace does not use price based liquidations. If collateral prices fall sharply or rally, borrowers keep their assets as long as they repay the loan on time. If the debt is not repaid by the agreed deadline, lenders can claim the collateral.

Jupiter said Offerbook was built with a security first approach and audited by Cantina Security, Halborn, and Offside Labs. Program updates require multisig approval and are subject to an eight hour timelock.