Microsoft merges consumer and enterprise Copilot AI chatbots into one application
The tech giant is consolidating its fragmented AI assistant strategy to better compete with ChatGPT and Claude, with a unified app expected by August 2026.
+17.8% (FY ended 2026-06-30 vs FY ended 2025-06-30) 10-K
Annual net income
133,749,000,000 USD (FY ended 2026-06-30, attributable to the company) 10-K
Annual operating margin
46.8% (FY ended 2026-06-30)
Forward P/E
Unavailable: no dated forecast source
Gloria daily close for session Oct 28, 2026. Market cap and trailing P/E use this close with the SEC share total and trailing diluted earnings, each dated next to its figure. Annual revenue, revenue growth, net income and margin show their own fiscal period and link the 10-K. Current context may postdate this article.
−162,502,000FY ended 2026-01-31, attributable to the company · 10-K
−6.1%FY ended 2026-01-31
Missing figures stay unavailable. Forward P/E requires a dated source. Annual revenue, revenue growth, net income and margin come from each company's own 10-K, in US dollars, and each row shows that fiscal year. Revenue growth compares the fiscal year with the prior year stated in the same 10-K. Net income is the full year amount attributable to the company, or available to common stockholders where the filing states only that, or consolidated net income. Each row names its basis. Trailing P/E reads "Not meaningful" when the dated trailing diluted EPS is a loss or zero. An operating margin appears only when the filing states both the operating income and the revenue for the same year.
Sources: SEC filings, Gloria daily closes and CoinGecko. Oldest record refresh: Oct 28, 2026, 5:41 PM EDT. Refresh is not a price or filing date. Each row shows its price date and its annual fiscal period. Peers use industry code and company size, or editorial selection. Market cap multiplies that row price by the company share total the latest SEC filing states for every share class together. Trailing P/E divides it by trailing diluted earnings from SEC filings. Rolled earnings per share are approximate because share counts can change between periods. Both appear only when the SEC data carries its date, so they are estimates at one price date, not synchronized filing valuations. Not investment advice.
Token vs underlying stock
Current comparison for MSFT. Historical observations may postdate this article.
Split-adjusted regular-session stock closes from the existing Gloria shared history, paired only with an observed token price within 45 minutes of 16:00 New York time. Up to 60 matched sessions. No interpolation or missing-date fill. Weekends and known early closes are omitted. Token units are not adjusted for issuer multipliers or dividend treatment. This compares quoted prices, not fair value, executable premiums or arbitrage returns. Solid line: token. Dashed line: stock. Exact quote times and values appear below. Historical observations. Retrieval refers to the token source. Token quote times use UTC. The fixed cohort shows its oldest member fetch.
Microsoft token vs Microsoft stock: exact source values
Date (UTC)
Token (USD)
Stock close (USD)
Token quote (UTC)
2026-08-05
484.73
487.46
2026-08-05 20:00
2026-08-06
498.48
499.86
2026-08-06 20:00
2026-08-07
501.35
499.99
2026-08-07 20:00
2026-08-10
507.81
506.06
2026-08-10 20:00
2026-08-11
503.83
503.81
2026-08-11 20:00
2026-08-12
493.50
492.43
2026-08-12 20:00
2026-08-13
494.66
496.88
2026-08-13 20:00
2026-08-14
496.96
495.40
2026-08-14 20:00
2026-08-17
481.91
480.35
2026-08-17 20:00
2026-08-18
482.93
481.63
2026-08-18 20:00
2026-08-19
484.48
484.31
2026-08-19 20:00
2026-08-20
482.95
481.15
2026-08-20 20:00
2026-08-21
485.28
483.24
2026-08-21 20:00
2026-08-24
489.80
487.31
2026-08-24 20:00
2026-08-25
491.36
491.71
2026-08-25 20:00
2026-08-26
498.86
496.37
2026-08-26 20:00
2026-08-27
506.15
505.06
2026-08-27 20:00
2026-08-28
514.87
513.53
2026-08-28 20:00
2026-08-31
510.07
507.29
2026-08-31 20:00
2026-09-01
503.61
501.02
2026-09-01 20:00
2026-09-02
497.76
496.82
2026-09-02 20:00
2026-09-03
512.63
510.12
2026-09-03 20:00
2026-09-04
500.58
499.70
2026-09-04 20:00
2026-09-08
493.27
493.95
2026-09-08 20:00
2026-09-09
491.69
491.65
2026-09-09 20:00
2026-09-10
493.07
492.44
2026-09-10 20:00
2026-09-11
498.52
495.63
2026-09-11 20:00
2026-09-14
508.54
505.41
2026-09-14 20:00
2026-09-15
498.86
497.12
2026-09-15 20:00
2026-09-16
494.48
490.30
2026-09-16 20:00
2026-09-17
500.28
497.75
2026-09-17 20:00
2026-09-18
496.33
493.78
2026-09-18 20:00
2026-09-21
503.22
501.61
2026-09-21 20:00
2026-09-22
501.25
498.00
2026-09-22 20:00
2026-09-23
503.06
500.59
2026-09-23 20:00
2026-09-24
501.07
497.93
2026-09-24 20:00
2026-09-25
518.98
516.17
2026-09-25 20:00
2026-09-28
511.70
509.22
2026-09-28 20:00
2026-09-29
512.06
508.96
2026-09-29 20:00
2026-09-30
515.27
512.90
2026-09-30 20:00
2026-10-01
516.84
512.80
2026-10-01 20:00
2026-10-02
519.95
517.53
2026-10-02 20:00
2026-10-05
527.35
525.18
2026-10-05 20:00
2026-10-06
532.35
529.30
2026-10-06 20:00
2026-10-07
532.01
529.76
2026-10-07 20:00
2026-10-08
525.93
522.61
2026-10-08 20:00
2026-10-09
537.45
535.07
2026-10-09 20:00
2026-10-12
543.48
541.15
2026-10-12 20:00
2026-10-13
546.06
543.45
2026-10-13 20:00
2026-10-14
535.70
533.69
2026-10-14 20:00
2026-10-15
542.43
539.44
2026-10-15 20:00
2026-10-16
531.87
529.05
2026-10-16 20:00
2026-10-19
535.69
533.52
2026-10-19 20:00
2026-10-20
535.30
531.87
2026-10-20 20:00
2026-10-21
535.87
532.95
2026-10-21 20:00
2026-10-22
524.11
521.08
2026-10-22 20:00
2026-10-23
525.75
524.51
2026-10-23 20:00
2026-10-26
534.07
532.60
2026-10-26 20:00
2026-10-27
533.36
531.33
2026-10-27 20:00
2026-10-28
533.14
531.01
2026-10-28 20:00
Stock history: Gloria · Retrieved Oct 29, 00:31 UTC. Token history: CoinGecko MSFTx.
Quoted token and share units can have different rights, multipliers and dividend treatment. This is not an executable premium or arbitrage signal.
Microsoft is done playing the two-Copilot game. The company announced plans to merge its consumer and enterprise AI chatbot products into a single unified application, a move designed to eliminate the awkward split personality that has defined its AI assistant strategy.
The consolidated Copilot app is expected to roll out by August 2026, combining features that were previously siloed between personal and business versions.
One app to rule them all
The merger puts Jacob Andreou in the driver’s seat as Executive Vice President overseeing the newly unified Copilot teams. Andreou was appointed to this role following a major organizational restructuring that Microsoft revealed on March 17, 2026.
Meanwhile, Mustafa Suleyman, who previously helmed much of Microsoft’s consumer AI efforts, is pivoting to focus on frontier AI model development and what the company describes as initiatives centered on superintelligence.
The unified app will incorporate AI agents and coding tools alongside the conversational features users already know. With over 100 million monthly active users as of early 2026, Copilot already has serious scale.
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Microsoft isn’t making this move in a vacuum. OpenAI’s ChatGPT continues to dominate consumer mindshare. Anthropic’s Claude has carved out a devoted following, particularly among developers and power users. Google’s Gemini integration strategy is weaving AI into every corner of its product ecosystem.
The inclusion of coding tools is particularly telling. GitHub Copilot has already proven that developers will pay for AI-assisted coding. Baking those capabilities into a broader Copilot app could create a single interface where a user drafts a marketing email in the morning and debugs Python in the afternoon.
The August 2026 rollout timeline gives investors a clear date to watch. Enterprise adoption metrics in the first quarter after launch will tell us whether consolidation was the right call.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
