MoonPay launches Paybox AI shopping wallet for Claude and ChatGPT
With Paybox, the company wants to solve the long-standing gap between AI recommendations and transaction execution.
MoonPay has unveiled Paybox, a decentralized AI wallet designed to let non-technical consumers use ChatGPT and Claude to make purchases and complete transactions autonomously, Fortune reported Thursday.
Rather than only researching products or comparing prices, AI agents connected to Paybox can pay for goods and services using funds supplied by users through bank accounts or crypto wallets, with no coding or software installation required.
According to the company, the wallet supports a range of transactions, including Amazon shopping, restaurant reservations, flight bookings, and other merchant payments compatible with AI agents. Users can also define spending controls, such as purchase limits or mandatory approval notifications, giving AI assistants controlled access to their funds while maintaining oversight.
MoonPay positions Paybox as an open alternative to AI payment offerings from Robinhood, Coinbase, and Visa.
Built on the x402 open protocol, the wallet does not depend on MoonPay’s authorization or prioritize specific merchants, allowing interoperability across online services and decentralized applications.
The rollout comes as AI-powered shopping continues to accelerate.
According to Adobe’s latest e-commerce analysis, traffic from generative AI platforms to US retail websites jumped 4,700% year over year in July 2025, with shoppers increasingly relying on AI for product research, recommendations, discounts, and purchase planning.
The report also found that AI-assisted shoppers are more engaged than traditional visitors and increasingly comfortable making larger purchases.
With Paybox, MoonPay wants to address the final gap by enabling AI agents to execute purchases rather than simply recommend products, while giving users guardrails such as spending caps and purchase approvals.
Still, although the wallet’s open, decentralized design offers greater interoperability, it launches into an early-stage agentic commerce market where adoption remains nascent and unresolved questions persist around fraud, mistaken purchases, and dispute resolution.